卞戒拱胯捶娆炬锛璐锋烘撮繁锛

2017胯捶荤锛灏涓烘ㄧ硅卞戒璐锋烘2骞-10骞村哄╃浣胯捶娆撅板璐锋烘浜у绠锛

ㄨ卞戒拱匡瀵逛ㄦ涔板璐锋渚挎涓轰涓璐锋宠瑕规繁ュ父猴骞撮绛绱缁煎╁捐捶烘锛╁釜璐锋浜у灏浠ヤ负ㄧ圭卞戒璐锋烘2骞-10骞村哄╃浣胯捶娆撅甯ㄦらㄥ蹇涓

浼ㄧワ浠骞磋辨卞藉ぎ琛琛Mark Carney瀹ｅ浜0.25%涓浣哄╃璐锋杩涓杈圭╃朵跺板奖灏涓浣9浠ユラ惰╃锛Swap Rates, 虫姹涓姹宸环锛浠剁寸嚎涓锛姝よ缁璐锋烘涔甯ヤ涓璋璐锋╃ｄ浠氨ョ卞藉涓浜涓绘璐锋烘胯捶浜у板琛濡浣

棣灏寮ュ渚甯ぇ瀹舵村瑙ｄ㈠瀹癸璁炬ㄦ涓垮浠峰35涓遍锛浠ヨ捶娆炬25骞淬杩浠瀹涓ょ褰

绗绉浠ヤ40%棣浠锛14涓遍锛锛

绗绉ㄥ浠ユ垮10%棣浠锛3.5涓遍锛浠ｈ〃棰绠杈瓒崇涔板锛澶杩琛remortgage㈡跨璐锋锛浠ｈ〃棣娆¤喘胯瀵规绫绘浠瑰3瀹舵跨绠璐锋烘

 2骞存浜у

40%棣浠浜虹兢锛

Norwichand Peterborough Building Society2骞存璐锋╃1.39%锛稿虫缁垂676遍

姝2骞村绠涓璐圭ㄦ昏杩娆鹃搴负20,484遍锛骞冲姣杩829遍

涓瀹舵浠峰ぇ璐锋烘Natwest渚2骞村╃1.59锛璐锋浜у锛稿宠垂352遍2骞存昏杩娆鹃搴负20,544遍锛杩娆炬伴849遍

Natwest惰涓涓捶娆句骇′欢涔涓锛1.2%╃锛垂ㄨ楂涓浜锛涓1,347遍杩涓骇浼挎杩娆鹃搴灏浜锛涓811遍锛涓杩绠涓稿宠垂ㄦ缁杩娆鹃绋绋楂轰癸涓20,622遍

10%棣浠浜虹兢锛

LoughboroughBuilding Society瀵逛绫婚娆¤喘胯渚2.19%╃璐圭ㄤ负499遍璐锋浜у2骞村杩娆33,246遍锛骞冲姣杩娆1,364遍

 NottinghamBuilding Society1.99锛╃锛璐圭999遍浜у涔杈绠33,360遍昏娆鹃锛骞冲姣杩1,334遍

TheCo-operative Bank锛瀵瑰氨ｅ瓒甯锛锛浠瀹剁杩娆1.94%╃浜у涔杩ヤ绠涓浜规杩娆鹃搴浣涓1,326遍锛涓杩缁垂ㄨ姣楂轰澶ф1,863遍锛姝ゆ昏杩娆鹃涔绋澶锛33,642遍瀵逛姣遍辨伴涓灏宠ヨ锛杩绉姣杩娆剧灏浜у戒姣杈

 3骞存浜у

40%棣浠浜虹兢锛

TSB渚3骞村╃1.49%璐锋浜у锛璐圭1,445遍姣杩娆839遍锛3骞寸涓缁垂杩娆炬昏31,644遍 

涓㈡ョVirgin Money瀹讹╃1.69%锛璐圭970遍姣杩娆859遍锛3骞磋娆炬昏31,824遍

YorkshireBuilding Society瀹跺╃1.94%锛璐圭268遍浣250遍杩锛姝3骞存昏娆鹃搴负31,842遍锛杩娆884遍

10%棣浠浜虹兢锛

绠杩TSB瀹讹3骞村╃2.39%锛璐圭1,445遍姣杩娆1,396遍锛3骞村缁垂杩娆炬昏51,690遍

VirginMoney锛╃2.74%锛璐圭970遍姣杩娆1,452遍锛3骞磋娆炬昏52,170遍澶25遍杩

 VirginMoney涓娆句骇锛╃2.58%锛璐圭970遍姣杩娆1,426遍锛3骞磋娆炬昏52,239遍

 5骞存浜у

40%棣浠浜虹兢锛

ChelseaBuilding Society锛╃1.83%锛璐圭1,325遍姣杩娆873遍锛5骞磋娆炬昏53,950遍

WoolwichBuilding Society锛╃1.89%锛璐圭999遍姣杩娆879遍锛5骞磋娆炬昏53,990遍

TescoBank锛╃1.89%锛璐圭1,380遍姣杩娆879遍锛5骞磋娆炬昏54,055遍

10%棣浠浜虹兢锛

NottinghamBuilding Society锛╃2.79%锛璐圭999遍姣杩娆1,460遍锛5骞磋娆炬昏88,930遍

 WestBromwich Building Society锛╃2.99%锛渚801遍杩浼姣杩娆1,492遍锛5骞磋娆炬昏89,005遍

 Natwest锛╃2.87%锛璐圭1,347遍姣杩娆1,473遍锛5骞磋娆炬昏88,520遍

 10骞存浜у棣杩涓浜у告涔涓╃浜鸿灏锛姣绔澶锛姝ゅ╃姣2骞存5骞磋浣浜涓杩杩辨甯ョ涓纭у奖锛╂绫讳骇璐锋澧澶

40%棣浠浜虹兢锛

TSB瀹跺璧锛10骞村╃2.49%锛璐圭1,445遍姣杩娆941遍锛10骞村缁垂杩娆炬昏114,370遍

杩TSB锛10骞村╃2.59%锛璐圭450遍姣杩娆952遍锛10骞村缁垂杩娆炬昏114,650遍

WoolwichBuilding Society锛╃2.59%锛璐圭999遍姣杩娆952遍锛10骞村缁垂杩娆炬昏115,460遍

10%棣浠浜虹兢锛

Nationwide锛10骞村╃3.89%锛璐圭999遍姣杩娆1,644遍锛10骞村缁垂杩娆炬昏198,750遍

 Nationwide锛10骞村╃3.99%锛缁垂姣杩娆1,661遍锛10骞村缁垂杩娆炬昏199,830遍

甯告ヨ卞界姝ょ被胯捶涓2骞达3骞达5骞寸杈澶锛10骞寸伴稿灏澶涓诞ㄥ╃告哄璐锋╃浼稿楂涓浜

 濡浣村璐凤

瀵逛捶娆捐ヨ锛や寮鸿韩杩璐疯藉澶锛卞ㄥ归锛濡浣杩ㄥ跺寰澧寰璐锋

棣锛浠ヨ浠╂捶娆撅Interest-only mortgage锛锛灏辨ㄤ瀹堕村姣╂璐锋璁″璇锋敞绉瑰ㄨ捶娆炬╂氨浠ヤ锛ㄤ瀹堕村锛渚濡3骞淬5骞淬7骞存10骞撮╂涓ㄦ

涓句釜渚瀛锛璁剧宠宠浜浠╂捶娆撅25骞存锛╃6.0%锛璐锋棰40涓遍ｄㄨ捶娆剧5骞撮锛浣跨ㄥ哄╃锛锛姣╂2,000冲ㄧ5骞寸涓杩浠杩娆娆鹃惰40涓遍淬

浠6骞寸绗涓寮濮锛浠瑕25骞村杩甫娓40涓╂濡╃涓璇锛浠姣杩娆鹃2,577.21遍拌锛浼灏浼磋川锛浠讳涓璁诧浠╂捶娆捐瑕姣挎哄璐锋璁″涓绠锛涓轰涔杩瑕宠杩绉璐锋璁″

杩灏卞ㄤㄤ瀹堕村锛浠╂捶娆捐杩娆鹃瑕姣挎哄瑕浣杩姣杈骞磋交涓璧杩杞杈绱у锛垮颁骇璧涓浠╂捶娆捐涓浼澧濡ㄦ冲ㄧ浣杩娆鹃锛瀹浠ヤ涓轰涓澶规

瀵逛勾榫姣杈澶х璐锋锛界朵浜灏拌捶娆炬逛渚骞撮涓璐锋瑙瀹锛浣捶娆捐ヤ捶娆炬规瑙椤婚杩夸骇缁邯浜猴瀹℃告′欢浠剁稿汇姝ゆ惰浜洪搴褰藉繁浼璇Bank statement涓藉锛锛浠ヨ璐锋硅ㄩ浼浠ュ杩璐疯藉

舵浠ラ╃宠璐锋涓哄垮璐胯寰璐锋锛宠捶娆惧朵濡ㄥ跺涓涓绗胯锛guarantor锛锛濡ュ虹跺典戒璐锋绋搴у父杩杩蜂ヨ寰璐锋浼澧