规惧绠″涓

ㄥㄧ绠¤ヨ绱э瑰腑界澶у搴剁揣ヤ讹缇芥荤规ㄧ村氨瑾瑷瑕炬鹃绠★涓浠诲胯浠璇歌ㄤ 

规椤挎堕2017骞23ョ缃茶垮戒护锛瑕姹缇借储块ㄥ120澶╁浜ゅ惰涓绠℃瑰寤鸿ュ锛跺蜂缁娌℃锛剁缃叉荤澶蹇褰锛瑕姹缇藉冲伐ㄦ杩瀵光Fiduciary Ruleц锛涓90澶┿璇ヨュ浜2017骞4寮濮ц琚涓烘ユ归╁寰 - 寮板归╂妗锛Dodd-Frank financial reform act锛绗姝ャц璁や负炬句稿绠″躲

浠瑙涓璇达浜芥2008骞撮辨哄浜х┿辨虹ㄧф烘20介㈠杩杩20涓ぇ芥璁や负锛辨虹涔涓ㄧ绠″涓澶锛涓藉绠′锛瀵规璐硅淇や澶20介㈠璧峰界缇界寮哄浜藉绠°涓昏ㄤ袱涓归㈠锛涓浼涓楂绠′汉绂昏氨讹浜己瀵规璐硅淇わ堕烘杩搴拷姹涓╃锛渚靛娑璐硅锛惧ぇ椋╃琛涓恒

Fiduciary Rule辫垂濂ュ反椹垮杩8骞存堕村跺锛舵╁ぇ浜1974骞撮浼跺ヤ娉妗锛ERISA锛涓充Fiduciary Rule锛浜鸿淇′¤锛浣跨ㄨ达惰姹浠讳涓洪浼璐蜂汉渚寤鸿渚浼璧规璧灏璧╃缃繁╃涔锛绫讳技浜甯荤涔★舵锛烘瑕渚寤鸿澶寰 - 寮板归╂妗锛Dodd-Frank financial reform act锛涔ゥ宸撮┈垮8骞存ф跨涓缁

浣涓瀵规寮虹瀵广棣锛Fiduciary Rule涓ц灏涓ラ瀹冲跺ㄤ剑涓╃甯洪浼颁寰版ц锛′ㄤ剑涓澶卞介杈24浜跨惰界惰璞′锛涓蹇璇ラ」瑙涓ц锛芥缁娑や剑跺害杩缁灏杞版璐硅涓锛灏涓浜涓烘ゅ哄恒

褰讹涓辨哄浼涓绠℃ㄦ杩澶锛绠¤姝昏涓ョ锛涔瑕濡虹涓琚骞存缁崇碉ｄ灏剁介涓娲诲缇芥ㄧ涓℃涓哄杈撅浜у兼楂藉涓娲诲涓虹绠¤缁浣锛娲诲涓ｄ缇芥澶卞氨澶т

姝ｅ规藉缁浼涓讳换楂涓诲腑奸甯ュGary Cohn缁虹憋Fiduciary Rule璇鹃杩舵璧╂ョ浜朵ょ娉琛涓濡浣灏璇榧辨村勾杞荤浜轰负撮跨堕存璧锛浣搴褰缁浜浠浠冻澶╋藉浣垮浠浠藉ㄨ跨堕寸被绉疮璐㈠

规涓轰涓浜哄鸿韩荤锛ㄩ椋╀㈠锛浠剧堕╀杩卞跺鸿韩у冲

涓杈剧缇斤ㄩ辨哄10骞撮寮濮炬鹃绠″娌℃ュц绠℃跨锛瀵瑰朵藉腑藉甫ヤ浜涓归腑界藉缁х画杩搴剁揣ュ昂搴寮哄绠＄璇锛搴璇ユ褰卞伴甯烘椿锛杩兼璧婧缃蹇奖扮灞

涓归㈠ㄥ朵藉芥剁揣ヤ绠℃典锛缇芥炬鹃绠★蹇灏浣垮缇藉舰跨娲煎帮稿芥捣澶璧ㄥㄧ璧藉濮娴缇姐杩瀵瑰朵藉甯轰互缁灞芥ぇ澶т╃

规炬鹃绠″娉煎腑藉ㄥ藉涓板烘