涔板锛濡浣剁璐撅

涓轰涓浜璐╀革浠寰浠ヤ寰㈢孩宠丹惧ㄨ喘╄溅涓瑗垮苟涓浠姝ｆ宠锛ｄ煎涓轰杩浜锛娉ㄥ浜浜椹(缇芥瀹)涓涓喘涔帮涔扮逛瑗跨磋交涓,浣浼(Choose YourRetirement)浣Emily Guy Birken琛ㄧず锛璐╄溅瀹归存浜恒

濡浣姣娴缃椤电跺锛缃璐鹃藉ㄥ蹇㈣㈡涓瑕ワ涓㈠氨涓浜灏宸у浠ヨ浣繁寮

1.璁╂娴绋寰绻

虫涓喘╋跺Вら惰＄缁瀹杩蜂浼璁╄喘╃杩绋寰绻锛Birken琛ㄧず锛杩灏辨浠崇扮ㄨ涓浣堕存ヨ杩浠跺姝ｉ瑕,濂硅锛藉ㄨ涓灏堕村锛浣浼扳涔拌涓电ㄥ锛锛姝や卞寰浠ュ垢瀛

2.婊XX璋ㄦ寰

濡浠锋艰杩浜涓瀹板锛澶у板瀹堕戒浠浣涓轰婊88绘涔帮ｄ寰寰灏遍寰跺浜ら姝ｅソ10ヨ10杩璐癸杩绠绠跺锛垂锛浣卞浼瓒ヨ

3.寸

璐╁插ㄥ界辨涔辩澧寮?涓绡绌惰杩绉瑙广ㄣ娑璐硅璋ユ蹇(Journalof Consumer Research)涓涓椤圭绌朵腑,浠浠蹇胯颁涓澧(涔/存/绠)锛跺浠ㄧ瑰╁涓浼辫垂澶灏便ｄㄦ涔辩澧涓浜猴寰寰浼辫垂村卞ㄤ拱涔颁拱涓浠ワ涓绠℃寸块淬杩卞涓ョ锛存澧芥甯╃

4.宠

冲锛瀹锛涓骞垮锛缁缁娑锛杩峰氨涓伴ｄ娑锛浣涔涓浼姝よㄥ涓杩锛濡浣杩浜骞垮锛浣涔浼姣涓娈垫堕村氨扮稿虫ｄ绐剧揣ョ涓婚芥簿蹇璁捐锛姣濡澶╋锛锛涓琛ㄥ氨娌℃轰浜锛锛杩浜芥璺涓轰婵浣璐拱娆诧濉搴瀛Woroch璇淬瀵规锛浠浠涔濂界瑙ｅ虫规浠浠ュ杩浜骞垮欢杩婊ゅ颁涓锛ㄦ宠喘╃跺寮浠涔浼娑

5.烽锛缁繁涓涓叉

ㄧ寰璐拱澶т欢跺锛浣涓瀹浼ㄧ‘璁よ喘涔板寰涔(涔扮璁版佃杩风澶т欢涔锛琛″涔锛)惰,褰浠ㄧ涓涔颁浜灏瑗跨跺锛ㄧ颁浠朵腑涓涓ょ惧姣琛ｅ涓纭璐拱涔寸堕村藉绉濡浣灏繁浠ч辩腑瑙ｆ惧烘ュ跺浣浠ュㄨ喘涔颁璁╄繁烽涓浼锛缁繁涓涓叉浠ラｄ欢姣琛ｆヨ锛濡ㄨ浜涓澶╀浣渚跺瀹蹇靛康涓蹇璇锛ｄユ杩蜂浠惰。涔骞朵釜璇

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